Buyer's Guide

Buying a home is a big decision. But it does not have to be a scary one. If you begin planning ahead of time, you will be ready when the time comes to start the process. So, let’s start planning your future purchase. It is best to begin the planning process about 12 months before you are ready to start looking for properties. You want to be certain that your financial goals are in line with buying a new home. The costs of buying a home extend way beyond the closing table. For this reason having a savings cushion for that first year after the purchase will be extremely important. Opening a designated home buying savings account is a great way to jump start your savings. Schedule your periodic savings into this account on a monthly or weekly basis.  This will allow you to become intentional about setting funds aside for your down payment, closing costs, and post move costs.

Hiring a Realtor is a difficult decision. Just because your best friend is a realtor, does not mean he/she is qualified to assist you with what could be the biggest financial decision of your life. You want to make sure your realtor is experienced in the market, has past recommendations from former clients, and is local.

You have worked hard the past few months making sure that you are ready for the home buying process. Your savings are in order, your bank has provided you with a Pre-approval letter, you have picked the most qualified Realtor to assist you, and you are equipped with your wish list. Now comes the fun part of shopping for a New Home.

Ready-Set-Shop!!